When you’ve been in a car accident, the last thing you want to worry about is how you will pay your medical bills. The King Law Firm can help you recover the compensatory damages you deserve, including economic damages for your medical expenses. We will fight to get you the compensation you need to move on with your life.
Take a look below to get a better idea of how your medical bills will factor into your insurance claim and how a lawyer will help to ensure that you get the compensation you deserve for these expenses and many other damages.
What Are Some Common Types of Medical Bills?
Depending on the severity of the accident, you may incur a variety of medical bills, including:
- Ambulance fees
- Emergency room fees
- Surgery costs
- Hospitalization costs
- Costs for follow-up doctor’s appointments
- Physical therapy costs
- Prescription medication costs
These are just some of the more common types of medical bills that people incur after an accident. If you’ve been in a serious accident, you may have other expenses, such as long-term care costs or home modifications to accommodate a disability.
What If I Don’t Have Health Insurance?
If you don’t have health insurance, you may be worried about how to pay your medical bills. The good news is that even if you don’t have health insurance, you can still recover compensation for your medical expenses through a personal injury claim.
The at-fault driver’s insurance company will be responsible for paying your medical bills up to the policy limit.
How Does a Lawyer Help with My Medical Bills?
A lawyer can help you in a number of ways when it comes to your medical bills. First, a lawyer can help you understand what types of medical expenses may be covered under your personal injury claim. Then, a lawyer can help you negotiate with the insurance company to get the full compensation you deserve for your medical bills. Finally, if necessary, a lawyer can take your case to court to get a judge or jury to order the at-fault driver’s insurance company to pay your medical bills.
If you’ve been in a car accident, don’t wait to get the help you need. Contact The King Law Firm today to schedule a free consultation with one of our experienced personal injury lawyers. We will review your case and help you understand your legal options.
Compensatory Damages
Compensatory damages are intended to restore an accident victim to the position they were in before the accident. In order to do this, compensatory damages must include all of the economic and non-economic losses that resulted from the accident.
This can include:
- Medical expenses
- Lost wages
- Loss of earning capacity
- Pain and suffering
- Emotional distress
- Property damage
To get a full and fair settlement for all of these damages, it’s important to have an experienced car accident lawyer on your side. The King Law Firm will fight for you to get the compensation you need to cover all of your losses and help you move on with your life.
Economic Damages
Economic damages are intended to compensate accident victims for their financial losses. This can include:
- Medical expenses
- Lost wages
- Loss of earning capacity
These damages are relatively easy to calculate, as they are simply the financial losses that can be directly tied to the accident. The King Law Firm will work with you to calculate all of your economic damages and fight for you to get full and fair compensation for these losses.
Non-Economic Damages
Non-economic damages are intended to compensate accident victims for their non-financial losses. This can include:
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
These damages are more difficult to calculate as they are not directly based on any financial losses. There are a number of methods that car accident attorneys will use to calculate these damages, including the “multiplier method.” Using this method, your attorney will multiply your economic damages by a number between 1.5 and 5, depending on the severity of your injuries.
The King Law Firm will work with you to calculate an appropriate amount of non-economic damages and fight for you to get full and fair compensation for these losses.
How Will My Medical Bills be Paid?
There are a few different ways that your medical bills can be paid after a car accident. The first is through your own health insurance. If you have health insurance, your policy will likely cover some or all of your medical expenses. The second way is through the at-fault driver’s liability insurance. If the other driver was at fault for the accident, their insurance company should cover your medical expenses. The third way is through your personal injury protection (PIP) coverage if you have it.
PIP is a type of no-fault insurance that will cover your medical expenses regardless of who was at fault for the accident. The fourth way is through a settlement with the at-fault driver. If you are able to reach a settlement with the at-fault driver, you can use that money to pay for your medical expenses. The fifth way is through a personal injury lawsuit. If you file a personal injury lawsuit, you may be able to recover your medical expenses through a court judgment or settlement.
The King Law Firm will work with you to make sure that your medical bills are paid and that you get the full amount of compensation you deserve.